Answered by jjgerez
You can refinance your student loans but only to get a better interest rate and or consolidate multiple loans into one loan. There is no equity so you can not pull money out. However if you are still in school, and are receiving loans, usually all of your loans are in deferment until six months after graduation, unless otherwise stated by your schools financial officer. If you have finished a degree, you can go back and enroll and complete 6 units or halftime and all of the loans that are defer-able will go back into deferment. Double check with your loan company. Also if you are married don't consolidate or refinance with your spouses loans, because if anything bad should happen(God-Forbid It) but divorce, or even death you will still be responsible for your spouses loans. Hope this helps....If I can help you with more info just let me know. Take care