What type of student loan should I take out?
Asked by me41987Right now, I'm not going to school. I'm planning to go to NYU's Summer in Greenwich program over the summer, then go to school part time in the fall while waiting to find out if I've been accepted to schools for the spring. How do I go about getting financial aid and loans? I'm almost 20, I work, my credit score is around 750, I went to school at the U of Arizona for a semester (had a 3.2) and my major will be Middle Eastern Studies. I'd like to do as much as possible without needing a cosigner. I can't fill out a FAFSA, there was a mix up with my parents' accountant and so I'm not able to fill it out until at least May.
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Answered by Yvette B yvetteb
lots of loan info (in the loan section) here. take your time and pick through the links. i know its a lot, but its worth it. try to aim for grants/scholarships more... they are not to be paid back. its confusing sometimes, but just keep applying. every big (and small) company you see (manufacturer, orgs, corps and groups also) all have grants and scholarships they hand out like candy. Walmart, Kmart, Target, Coke, computer companies etc etc etc heres a link with a HUGE amount of some available. some you will need to copy and paste into a new window. also, fastweb (take the time to fill it in) will search databases and get back to you with a list of scholarships you qualify for. Also contact all mens, womens associations in your state, they almost always have grants & scholarships. What ever field you are going into, contact the orgs, associations etc for them; Also check with professional organizations related to your career interests, such as the American Bar Association or the American Medical Association. they also always have scholarships. Research and dig, call then write. Its all worth it. OVER apply; it doesnt hurt to have too many, and the extra funds can help with housing. www.angelfire.com/nj4/njcomputerchick/school.html MORE: college-scholarships.com/ www.statefarm.com/about/part_spos/grants/grants.asp www.gmsp.org www.gmsp.org/gmsp_web/(nb5ctd55gavpfi55bb3a3j45)/scholarships.aspx www.sfa.ufl.edu:16080/scholarshipcafe/ www.fafsaonline.com/ www.fafsa.ed.gov/ 12.46.245.173/cfda/cfda.html www.salliemae.com/ www.ed.gov/finaid/landing.jhtml www.studentawards.com/ www.collegeanswer.com/index.jsp www.studentscholarshipsearch.com/ www.studentscholarshipsearch.com/Detailed/Scholarships/Meta_indexes_and_other_scholarship_directories/Women_s_and_Non-traditional_students_scholarships_meta-directory_126.php www.discovernursing.com/nursing-scholarship-search bhpr.hrsa.gov/DSA/nsl.htm www.nsna.org/foundation/ www.4cnas.com www.schoolsoup.com/ www.blackexcel.org/link4.htm www.jackierobinson.org/ www.siemens-foundation.org/TeacherScholarship/ www.childcareservices.org/ps/teach.html www.act.org/goldwater/yybull.html www.uncf.org/ www.vfw.org/index.cfm <-do search for ‘scholarships’ www.finaid.org/ studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp www.actstudent.org/finaid/scholarshipscams.html www.act.org/recognition/clients.html www.act.org/kfcscholars/index.html www.kfcscholars.org/ www.rhodesscholar.org/ www.collegedata.com/ www.fastweb.com/ www.getreadyforcollege.org/gPg.cfm?pageID=139 www.policylink.org/EDTK/AH101/Financing.html#4 www.hud.gov/grants/index.cfm BECOMING A TEACHER www.aft.org/teachers/jft/becoming.htm www.fseog.com/ DEPENDENCY or NOT www.salliemae.com/get_student_loan/apply_student_loan/understanding/financial_aid/dependency/ LOAN FORGIVENESS (nurses/teachers) www.pheaa.org/loanforgiveness/healthier_futures.shtml www.aft.org/teachers/jft/loanforgiveness.htm studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying STATUS of your student gov loan or aid: www.nslds.ed.gov/nslds_SA/ if you don’t have a PIN yet (for your loan / aid status) apply for one: www.pin.ed.gov/PINWebApp/pinindex.jsp ESSAY HELP www.scholarshiphelp.org/ www.gradesaver.com/resources/scholarship.html www.collegeadmissionsessays.com/ www.nataviguides.com/broke_essay.html www.princetonreview.com/college/apply/articles/process/essayjump.asp www.scholarshipessay.us/ www.freschinfo.com/tips-brainstorming.php www.freschinfo.com/tips-topic.php essayedge.com/ www.korepetycje.com/Essays_Articles/scholarshipessay.html GRANT SCHOLARSHIP SCAM LIST (if you find a scam report it here too) www.ftc.gov/ftc/consumer/media_psas_classads.html LOANS www.acteducationloans.com/ www.finaid.org/loans/educationlenders.phtml www.financialaid.com/plus/index.cfm?id=plusloans www.alternativestudentloan.com/ www.parentplusloan.com/ www.financialaidpodcast.com/about/ www.myspace.com/financialaidpodcast www.FinancialAidPodcast.com GRAD LOANS www.gradloans.com/graduate-plus-loan/ DEFAULTED STUDENT LOANS www.ed.gov/offices/OSFAP/DCS/index.html CONSOLIDATE LOANS www.plusloanconsolidator.com/ www.salliemae.com/after_graduation/manage_your_loans/consolidate_student_loans/student_loan_consolidation.htm www.salliemae.com/content/privateconsolidation/index.html loanconsolidation.ed.gov/ RATE MY PROFESSORS www.ratemyprofessors.com/index.jsp
lots of loan info (in the loan section) here. take your time and pick through the links. i know its a lot, but its worth it. try to aim for grants/scholarships more... they are not to be paid back. its confusing sometimes, but just keep applying. every big (and small) company you see (manufacturer, orgs, corps and groups also) all have grants and scholarships they hand out like candy. Walmart, Kmart, Target, Coke, computer companies etc etc etc heres a link with a HUGE amount of some available. some you will need to copy and paste into a new window. also, fastweb (take the time to fill it in) will search databases and get back to you with a list of scholarships you qualify for. Also contact all mens, womens associations in your state, they almost always have grants & scholarships. What ever field you are going into, contact the orgs, associations etc for them; Also check with professional organizations related to your career interests, such as the American Bar Association or the American Medical Association. they also always have scholarships. Research and dig, call then write. Its all worth it. OVER apply; it doesnt hurt to have too many, and the extra funds can help with housing. www.angelfire.com/nj4/njcomputerchick/school.html MORE: college-scholarships.com/ www.statefarm.com/about/part_spos/grants/grants.asp www.gmsp.org www.gmsp.org/gmsp_web/(nb5ctd55gavpfi55bb3a3j45)/scholarships.aspx www.sfa.ufl.edu:16080/scholarshipcafe/ www.fafsaonline.com/ www.fafsa.ed.gov/ 12.46.245.173/cfda/cfda.html www.salliemae.com/ www.ed.gov/finaid/landing.jhtml www.studentawards.com/ www.collegeanswer.com/index.jsp www.studentscholarshipsearch.com/ www.studentscholarshipsearch.com/Detailed/Scholarships/Meta_indexes_and_other_scholarship_directories/Women_s_and_Non-traditional_students_scholarships_meta-directory_126.php www.discovernursing.com/nursing-scholarship-search bhpr.hrsa.gov/DSA/nsl.htm www.nsna.org/foundation/ www.4cnas.com www.schoolsoup.com/ www.blackexcel.org/link4.htm www.jackierobinson.org/ www.siemens-foundation.org/TeacherScholarship/ www.childcareservices.org/ps/teach.html www.act.org/goldwater/yybull.html www.uncf.org/ www.vfw.org/index.cfm <-do search for ‘scholarships’ www.finaid.org/ studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp www.actstudent.org/finaid/scholarshipscams.html www.act.org/recognition/clients.html www.act.org/kfcscholars/index.html www.kfcscholars.org/ www.rhodesscholar.org/ www.collegedata.com/ www.fastweb.com/ www.getreadyforcollege.org/gPg.cfm?pageID=139 www.policylink.org/EDTK/AH101/Financing.html#4 www.hud.gov/grants/index.cfm BECOMING A TEACHER www.aft.org/teachers/jft/becoming.htm www.fseog.com/ DEPENDENCY or NOT www.salliemae.com/get_student_loan/apply_student_loan/understanding/financial_aid/dependency/ LOAN FORGIVENESS (nurses/teachers) www.pheaa.org/loanforgiveness/healthier_futures.shtml www.aft.org/teachers/jft/loanforgiveness.htm studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying STATUS of your student gov loan or aid: www.nslds.ed.gov/nslds_SA/ if you don’t have a PIN yet (for your loan / aid status) apply for one: www.pin.ed.gov/PINWebApp/pinindex.jsp ESSAY HELP www.scholarshiphelp.org/ www.gradesaver.com/resources/scholarship.html www.collegeadmissionsessays.com/ www.nataviguides.com/broke_essay.html www.princetonreview.com/college/apply/articles/process/essayjump.asp www.scholarshipessay.us/ www.freschinfo.com/tips-brainstorming.php www.freschinfo.com/tips-topic.php essayedge.com/ www.korepetycje.com/Essays_Articles/scholarshipessay.html GRANT SCHOLARSHIP SCAM LIST (if you find a scam report it here too) www.ftc.gov/ftc/consumer/media_psas_classads.html LOANS www.acteducationloans.com/ www.finaid.org/loans/educationlenders.phtml www.financialaid.com/plus/index.cfm?id=plusloans www.alternativestudentloan.com/ www.parentplusloan.com/ www.financialaidpodcast.com/about/ www.myspace.com/financialaidpodcast www.FinancialAidPodcast.com GRAD LOANS www.gradloans.com/graduate-plus-loan/ DEFAULTED STUDENT LOANS www.ed.gov/offices/OSFAP/DCS/index.html CONSOLIDATE LOANS www.plusloanconsolidator.com/ www.salliemae.com/after_graduation/manage_your_loans/consolidate_student_loans/student_loan_consolidation.htm www.salliemae.com/content/privateconsolidation/index.html loanconsolidation.ed.gov/ RATE MY PROFESSORS www.ratemyprofessors.com/index.jsp
