What types of student loans can a person get that allow you to use them how you see fit?

Asked by DANIEL H
I am a returning undergraduate student at a tribal college in central Montana. Anyone who has lived in or visited Montana knows that transportation is extremely important. I would like to know the best places to review for student loans which allow a person to spend the money freely and without the cash going to the school first. I am aware of the isues involved in repayment and debt problems of students nationwide. I just really need to have my car up and running again. Apparently I was misunderstood so I will clarify. This would not be for debt consolidation, nor would it be used to purchase a car. It's use would be to replace the engine in my car because it's on it's last leg. I have parked it due to the knocking in the engine. People have told me that it's the rods so the engine must either be rebuilt (this process is risky and there is no guarantee that it will fix the problem), get a used engine from a junkyard, (very risky with little to no guarantee that it will last), have the dealership put in a new engine (comes with a waranty and guantees that the car will last me for quite sometime) or purchase a new car (I have already spent alot of money to buy this one and I know what's wrong with it. This option is out of the question.) I hope that this makes my question more clear.