Private student loans?
Asked by 1108I am in desperate need of a private student loan for $2000 so I can start school. Does anyone know of any companies that will approve you with not so good credit but with a co-signer? I have heard about sallie mae so please do not suggest them or you own private loan that you are wanting to offer. I would like a real company that will help me out in a bind.
Favorite Answer
Answered by Jessie B
Most banks offer private student loans. What you'll need to do is go to your university's financial aid office and ask them for a list of alternative loan providers. An alternative loan is what you take out in your name, sometimes with a co-signer, if FAFSA doesn't award you everything that you need. I've never had any trouble finding several places to apply for alternative loans. Like I said, ask your school or the bank of your choice. The advantage to getting a list from your school, if they have one, is that it will have a chart of all the different interest rates, when you have to start paying it back, etc, so you can compare them all. Most have online application programs.
Most banks offer private student loans. What you'll need to do is go to your university's financial aid office and ask them for a list of alternative loan providers. An alternative loan is what you take out in your name, sometimes with a co-signer, if FAFSA doesn't award you everything that you need. I've never had any trouble finding several places to apply for alternative loans. Like I said, ask your school or the bank of your choice. The advantage to getting a list from your school, if they have one, is that it will have a chart of all the different interest rates, when you have to start paying it back, etc, so you can compare them all. Most have online application programs.
