Student Loans?

Asked by Sunshine
I am looking for a good student loan. For about 13k. I want one with a really low interest rate and the ability to differ payment until after I graduate. Now about this, I already payed for my college tuition. I got a federal student stafford loan for 9k and my parents got a plus parent loan for 17k. So the college is all payed for, I just need money for the laptop and programs, etc. (Graphic Design Field). And prefferably no pre-payment penalties. (My dad wants to pay for some of it to help me out.) So if you guys and gals have any good suggestions let me know. Thanks ahead of time. :) In reply to first reply, its not to live off of. I live with parents and plan to forever. I need a laptop. 3700 bucks. 2500 bucks in programs. 600 in a graphic tablet. another 1200 or so on other accessories. then 6000 on a car to travel about 40 miles a day to school. Oh also its for 2 years of graphic school to get an AA. so im done with school after that. Sigh. I also said in the question details that i need the money for laptop and programs. =/ Oh Also no one can live in my state with a part time job alone. I would have to live with atleast 4 other people who also have part time jobs and pay part of rent. If i had a part time job and made 1200 a month, I could pay for rent only. IF I lived in a studio appt. in the slums of the city. I haven't started yet, so there fore my only way to get to school is to buy this car and drive it. And I found where to get my loan. From my own bank. Therefore I really wont have to pay much more than the price of the loan. And the reason i don't have a job is because i just had surgery. But i have a few interviews lined up. And im only getting loan money for what i really need. cant exactly get to school with out a car. and cant do my work with out the computer and the programs. =/ Also starting payment for Graphic Designers is 40,000$ first year. So Essentially I could Live with my parents and pay off all my loans in my first year of work even after taxes since I would only owe around 25,000$ after ridiculous interest (my interest isn't that high yet). So I am not worried about it. Also since my parents want to help pay. Since we are buying a new house together I will help pay for that blah blah blah. But out of all this all i wanted to know was what was a good place to get the loan. I.E. like Wellsfargo Loans, Bank of America Loans, Astrive Student Loans, etc. :( All this was was a battle of opinions on loans and purposes for them. Also Adobe programs wouldnt be out of date because 1: free updates for life for purchasing products. (Depending on products) And 2: what happens when i graduate. how do i get a job with out the tools to do it. a company wont say here make us this logo. and what do i say? ok give me the computer to do the job? No i have to have the computer, and the programs to do the job. Its just like trying to be an electritcian with out tools, or being an artist with out paint and canvas.