private student loans?

Asked by Sarah C
I'm a full-time college student recieving, PELL, TAP, & Stafford loans but I still fall short. My parents can't afford to take out a parent loan for me, nor can they pay any of my college costs. So I have a signature student loan from Sallie Mae, but after the school takes their cut, I'm still falling short and with a field studies trip next semester I'm worried about money for the next semester. Can someone recommend me another alternative for more cash so I can pay any possible unforeseen costs (my car is about to go). I was looking into private student loan alternatives, but the interest rates seem OUTRAGEOUS. What are my options, I am looking to borrow ~$3000. I am already working work study. I have student loans because working full time around here really isn't an option other than walmart and even working at walmart 40 hours a week (although I know I wouldn't get that many hours) would only get $200/week and with the effect on the grades I have I'm not going to risk it. I'm going to attempt to get a job on the weekends in addition to my work study, but I know that I won't be making enough to cover those expenses. I also didn't ask for people to tell me what a bad idea it is, I know it isn't that great of an idea, I asked what provider was best, or I should have. I asked around and was told that the best way to go about it was through bank of america.