What's Being Said About Consolidating College Student Loans

Consolidating Student Loans?
I will be graduating in December from college. I want to consolidate my student loans but am unsure of a reliable place to go. I have several federal loans and a couple private loans. Is the ... more

Is there any benefit to not consolidating student loans?
I graduated from college two years ago, and never consolidated my student loans. I believed (possibly wrongly) that consolidating was only important if I wanted to lower my monthly rates but ... more

Student Loans?
WHy does the government want college students to consolidate their studnet loans once we graduate? What is the benefit in doing this? I jsut graduated and dont know what i should do, i just ... more

Should I consolidate my student Loans?
I have jsut graduated and have over $60,000 in college loan debt.. I have aroung 9-10 different lenders.. Should i just keep things the way they are or should i consolidate my loans? I haven ... more

What pitfalls might I encounter when consolidating my student loans ?
I have $16,000 in student loans. I graduated in May '07 (6 months grace period ends Nov '07), and I need to know whom to trust in loan consolidation for an interest rate reduction. I have r ... more

Are there private student loans available to consolidate 30,000 dollars in high interest d
I have CC and car payment liabilities totaling nearly 30 grand. I would like to consolidate this debt into a low interest loan. I am a community college student with a 4.0 GPA and plan to ... more

Can i consolidate my student loans while attending school?
I graduated from an Private College, tuition was paid through Loans. I am now attending an University. Can i consolidate my student loans while attending school. I'm afraid of the rising int ... more

Can I consolidate students loans and credit card to get a lower monthly payment?
I have 3 student loans out from college: 1 state, 1 federal, and 1 from my bank and a maxed out credit card that I am paying off. Is there a way I can consolidate all of these together for a ... more

How does student loan consolidation affect your credit rating?
I'm almost positive I am going to consolidate my student loans from college because the repayment starts soon, and it seems like my best option. I've heard that it's also supposed to raise ... more

where is it best to consolidate student loans?
Now a days im skeptical to what website or who does best. i'm about to grad from college and need cheap payments!!! ... more

anyone know of a good bank to consolidate private student loans through?
I've got quite a bit out in student loans because I went to a private college some I'm looking for a bank that's going to allow me to walk away with the smallest monthly payment possible ... more

Student loans? Am I still in default?
I've consolidated my student loans and begun repayment---am I still in default or can I re-apply for student aid again from FAFSA to get money to go to school again? I just want to make sur ... more

Consolidate Stafford Subsidized and Unsubsidized Loans if those are my only student loans?
My only college loans are three years worth of Stafford Subsidized and Unsubsidized... Can those be consolidated for a lower interest rate? What is the best possible interest rate I could ge ... more

Student Loan Consolidation?
When you consolidate your student loans while in college, do you have to begin repaying the loan before graduation or do you still have that 6 month grace period after graduation? I am conf ... more

Has anyone taken out private student loans?
I took out private student loans during college, and boy was I stupid for doing so. Anyone know where I can consolidate these? Everyone is telling me I can't. Any help on ways to pay priv ... more

Can I consolidate a PLUS loan, my direct student loans and a private loan?
I have way too many loans. Thankfully I finished college and got a good job. I heard that since the PLUS loan is in my parent's name and the rest are in my name, I cannot consolidate. Can ... more

How can I payoff a $130,000 student loan, with a $30,000 per year income?
I got a graduate degree used part of my student loan to try and save a failed business... I consolidated my loans into a private company, College Loan Corp; can then go for the Income Contin ... more

Student Loans Questions?
After I complete college I will have about 20K in student loans to pay back. However, these loans are from all diff sources it seems (Perkins, Stafford, Unstafford, etc.). Will I just be re ... more

Student Loan Consolidation question:-College Cost Reduction & Access Act of 2007?
What, if any, impact does this have on recent graduates with existing student loans in terms of consolidation? I have not yet consolidated and am wondering if there's an advantage/disadvant ... more

I have high interest student loans...Need advice!?
Ok, so I've got about 4 private student loans through sallie mae totalling nearly $20,000, and a few federal loans totalling around $10,000. Now I was a dumb college kid, and signed off 1 ... more

Can you consolidate students loans to help reduce monthly payment?
I am about to complete at a community college with an associates degree but will have to start paying the money back, is there a program that anyone has used that can help consolidate your l ... more

Anyone know of a good consolidating company?
I will be graduating from college soon and I need to consolidate my student loans. I don’t know where to go or what to do. Can anyone help? ... more

Student loan consolidation and credit cards?
I graduated a few months ago from college and am starting a new job in a few weeks. I've been going through my finances and looking into consolidating my student loans (about $35K). All of m ... more

Student Loan Consolidation??
I am goin gto be graduating college soon and i know i need to consolidate my student loans... I dont know where to go or what i have to do... I tried to aks the people at the financial aid o ... more

what is a student consolidation?
I have a student loan out with sallie mae and I owe about 5 thousands dollars because I graduated and now I am attending a community college and I was wondering can I consolidate my student ... more

Smart idea to pay off private student loans with federal loans?
I'm a sophomore in college, and as of now, I have $20,000 in private loans. Now, once I become a junior/senior, I will get up to $10,500 each year in federal loans. Should I just use the f ... more

Is there any possible way to combine federal and private student loans?
I wish to God they told me in college that I wouldn't be able to consolidate them all down the road. I have federal through ACS at a total balance of 20K- fixed rate of 7.25% with monthly pa ... more

Is it worth it to consolidate my school loans?
I am currently a sophmore at a 2 year college and transferring next year to a major university. I have about $4,700 in stafford student loans. Is it worth it to consolidate those loans to av ... more

Do I loose my grace?
When you consolidate your student loans while in college, do you have to begin repaying the loan before graduation, right after or do you still have that 6 month grace period after graduatio ... more

Student Loan?
My parents pay for college, but I still need money for college books, car payments, and etc. Is it possible that I could have my parents pay the school, and I take out a student loan that th ... more

Student Loan Consolidation?
I'm just about to graduate from a private college and have a good amount of debt (private and federal). I have been looking into consolidating with Sallie Mae (most of my loans are through ... more

When should I?
I am in my last semester of college. Should I wait until I graduate to consolidate my student loans? Do I wait until I start repaying? Basically, when is the best time to consolidate? ... more

When should I?
I am in my last semester of college. Should I wait until I graduate to consolidate my student loans? Do I wait until I start repaying? Basically, when is the best time to consolidate? ... more

Credit unions?
I am starting a career after finishing my B.A. and M.Ed, and I am getting really overwhelmed with the process of paying back student loans and costs of college. Would a credit union be able ... more

I have a defaulted student loan with a wage garnishment of about $300 per month. Help me c
I have a federal student loan that is in default because I was unemplyed for along time after I gor out of college plus with credit card debt. I have a wage garnishment and I want to get und ... more

Where can I consolidate private and federal school loans for the best rate?
I've attended 3 different colleges and have lost records of my loans. Is there a way I can find out where I owe without having to contact through the school? I've tried Next Student, but the ... more